Mickey Hung

Who Are Your Karmic Creditors? #Smoke Offering Can Resolve Karmic Debts#

What Are Karmic Creditors?

There is a saying: “Who has never been spoken of before others? Who is never spoken of behind their back?”

In my professional life, many clients have asked me how to resolve problems with “petty people” (those who cause trouble). In the past, I introduced the use of the Vajra Phurba and the Vajra Axe to readers. But at the root, these “petty people” are karmic creditors from past lives.

To reduce their disturbances, we must cultivate a heart of great compassion.

Karmic creditors can be divided into two kinds:

1. Past-life creditors – souls entangled with us from previous lifetimes.
2. Present-life creditors – people related to us in this life, including our close relatives.

Are All Karmic Creditors Out to Harm Us?

We should always remember the saying: “It is never wrong to be cautious of others.”

Karmic creditors exist with us in every form of social life. Since they coexist with us, we should treat them with respect and love, rather than always imagining they are here to harm us.

Not all karmic creditors appear with ill intent. Some come with love that has become entanglement and attachment. For example, a wife may over-control her husband’s freedom, social life, or finances. From her perspective, this management of the husband is “right.”

But true love is about giving and sharing. If every aspect of life must be managed with strict planning and schedules, love falls into a commercial pattern—where every action must follow an agreement. In metaphysics, this type of attachment is also seen as a karmic creditor within one’s family.

How Can We Resolve Karmic Creditors?

In the endless cycle of reincarnation, each of us has karmic creditors. We should not provoke them, but instead, view each person—even deceased brothers or friends—as companions.

The method is simple: we can perform smoke offerings and practice giving. Through these offerings, we transfer merit and help karmic creditors find peace and move on in their cycle of rebirth.

Smoke offering is a daily spiritual practice among metaphysicians in Taiwan and Southeast Asia. Similarly, in Macau and Hong Kong, many shops and entertainment venues burn different types of incense every day.

Can Smoke Offering Truly Help?

Yes. Smoke offerings can be dedicated to the hungry ghosts, animals, and spirits in the hell realms—all of whom may be karmic creditors. In essence, we are offering them a proper meal.

There are many types of incense available in the market for smoke offerings. For this period, we may consider preparing incense specifically for beings who died in accidents. Such incense can be made by blending branches and leaves of locust, poplar, willow, and mulberry trees with five-colored soil and sacred powders, shaping them into incense cones.

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冤亲债主，究竟是你的什么人？

#烟供可以化解冤亲债主#

熊老师(风水课程导师，执业30多年)

谁个人前无人说，谁个背后不说人， 在我过去职业生涯中，常常有客人问我如何化解小人，我曾介绍「金刚橛」「金刚斧」给读者，小人是累世的冤亲债主，我们要有「大爱」的心，才可以减少冤亲债主的打扰。

• 冤亲债主是什么？

冤亲债主可以分为「累世」和「现世」二种。「现世」的， 就是我们今生出现，可能是“飘过”， 影响你很短时间， 例如你在国外跟一位陌生人争吵，他/她不会影响你的一生， 但， 如果是累世的冤亲债主， 情况就有一世不同，因为冤亲债主包括：

1. 累世交往的。
2. 今生的六亲。

• 是不是所有的冤亲债主都是害自己？

有一句话，我们时刻提醒自己， 这就是「防人之心不可无」， 我们无论在哪种形式的社会生活， 冤亲债主都是跟我们共存，既然 冤亲债主跟我们共存，我们就要以尊敬的心去爱他/她们，而不是天天想着有人来害自己。

笔者认为并不是所有的冤亲债主都是来害你， 当中亦有一些是带着爱的纠缠和执着。例如妻子过分管制丈夫的自由，交际，财政等，这些对妻子来说经营丈夫是「对」的， 可是， 爱是奉献及共享，如果每天每事都要经营， 走心思， 有计划， 每天都要有行程表，这样爱情就坠入商业品味中，每次行动都要按协议来做， 在玄学上，这就是六亲中的冤亲债主。

• 如何化解冤亲债主？

在六道轮回里，我们各自有自己的冤亲债主， 我们先不要招惹他们，我们心里把每人看是朋友，把死去的好兄弟也看成是朋友，我们的做法很简单，我们可以烧烟供子，做布施， 给冤亲债主超度，只要他们得到我们的爱， 好好修行， 他们就可以轮回。

烟供是中国台湾，南洋国家的玄学家每天都做的一门仪轨， 就好像中国澳门，中国香港有很多店铺， 娱乐场所的员工， 他们每天都烧不同类型的香， 情况是相同。

•  烟供可以化解冤亲债主？

烟供可以下施给六道的饿鬼道， 畜生道以及地狱道的亡灵，而这些都是冤恩债主， 我们做烟供， 就是给他们一顿好饭。

烟供香市面上有很多款，今期， 我们考虑烧一些烟供子给意外受伤的众生，我们就用槐树, 杨树, 柳树，桑树的枝叶，再加五色土, 玄粉混在一起造成塔香。